"I'm on board! Yes, I'd like a life insurance audit. But really, what is it, and why do I want it?" Does that describe your reaction to this title? You may not be alone. Life insurance has long held that mysterious scent of a wild thing, best left to the conquest of others. Let's see […]

President-elect Trump is assembling his cabinet and key positions at a break-neck pace. With the Republican House and Senate, Trump should be able to continue this velocity after his inauguration, with swift passage and implementation of many of his policies on his agenda. His tax plan is broad and sweeping. There is no known time […]

With the election of Donald Trump to the Presidency of the United States, we have a new vision for the country beginning now, with its implementation in 2017. Part of President-elect Trump’s vision includes a tax plan that proposes a range of tax cuts for corporations and individuals; a reduction or possible elimination of the […]

As we get closer to the end of yet another year, it’s time to tie up the loose ends and implement tax saving strategies. With the fate of many of the long-favored tax breaks (so-called extenders) having been settled late last year, this year’s planning should be easier—at least more certain tax-wise—than it has been […]

Susan and Derrick Friedman have reached their early 90s just as their four children have entered their retirement years. The Friedman siblings are part of the Sandwich Generation; Baby Boomers who may find themselves caught in a new financial paradox: how to retire while caring for both elderly parents and young adult kids— Millennials who […]

Five years before they retire, older workers start focusing seriously on the big changes ahead, says Emily Guy Birkin, in her book, The 5 Years Before You Retire: Retirement Planning When You Need It the Most. In those last few years, you can get a lot done. Here is a countdown of some of the […]

 If you lost your job, could you cover your bills? When consumers were asked that question in a survey this year by RetailMeNot, the discount coupon site, nearly half (48%) confessed that their savings would last for just one month. At the other extreme, those with an emergency fund (52%) estimated it would tide them […]

6 “Uphill” Facts 61 is the average retirement age (it was 59 in 2003 and 57 in 1993), according to a 2013 Gallup survey 18 years of retirement (on average) 13% of the average population is 65 years or older 80% of 30- to 54-year olds believe they will not have enough retirement money 36% […]

Different life milestones require updated investment strategies. Buying a Home In 2014, the median price of a home is $198,500. Set a goal and timeline for purchase Decide what contributions, if any, should shift from a 401(k) or retirement plan into home savings Consider a high-yield savings account or CD Source: Economists’ Outlook   Sending […]