Download the Checklist While divorce is never easy, thoughtful planning can help ease some of the pain. Here are key things you can do to keep on track while transitioning to your new financial life. Before a Divorce Gather and organize important documents Each spouse’s (and child’s) birth certificates, Social Security Cards and passports All […]

"There are many people out there who will tell you that you can’t. What you’ve got to do is turn around and say, ‘Watch Me’." -- Jack White, Musician List of the most Damaging items that affect your credit: Here is a list in order of what most negatively affects your credit in regard to […]

“In life, try your best to do the right thing. Have fun while you're alive. Take advantage of every asset you have. Don't take anything for granted.” - Justin Chon As an individual, it is extremely important to understand the credit scoring landscape in order to achieve financial success. In the credit and lending sphere, […]

Dying intestate (will-less) leaves your heirs with a potential mess. And yet, 61% of Americans die without one, says a recent Harris Interactive poll for RocketLawyer, a legal website. In fact, 28% of us would rather do anything than make a will. Without a will, a probate court decides where your property goes; it can […]

Provided by NJCPA. The New Jersey Division of Taxation has confirmed that taxpayers will not be required to provide driver’s license numbers on their paper or electronic New Jersey tax forms during the 2017 filing season. It will remain optional to provide that information. However, be aware that certain tax software programs may still require […]

At least 70% of American adults will need long-term care services and support sometime in their lifetime.* How will you plan to pay? Reasons to Save: Median Costs are Rising* Private Nursing Home Room: $87,600 Assisted Living Facility: $42,000 Home Health Aide Services: $45,188 Income often falls short of expenses. $31,742 is the average income […]

  "I will prepare, and someday my change will come." - Abraham Lincoln, 16th President of the United States If you currently have an FHA Loan or Conventional Loan with mortgage insurance or are looking to buy a home with less than a 20% down payment (which normally requires mortgage insurance), please call me to […]

"I'm on board! Yes, I'd like a life insurance audit. But really, what is it, and why do I want it?" Does that describe your reaction to this title? You may not be alone. Life insurance has long held that mysterious scent of a wild thing, best left to the conquest of others. Let's see […]

President-elect Trump is assembling his cabinet and key positions at a break-neck pace. With the Republican House and Senate, Trump should be able to continue this velocity after his inauguration, with swift passage and implementation of many of his policies on his agenda. His tax plan is broad and sweeping. There is no known time […]